Savings

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savings_account_title

  • No Fee With A $100.00 Monthly Minimum Balance ($1 Maintenance Fee If Balance Falls Below $100.00)
  • A per maintenance fee of $.50 wil be charged for each debit transaction in excess of six during a calendar month.  This fee will not apply to sudents 18 years of age and younger or to ATM transactions.
  • Six Withdrawals/Month Free; .50/Withdrawal Exceeding Six Per Month
  • Variable Interest Rate Computed on The Daily Ledger Balance and Paid Monthly
  • Minimum Initial Deposit - $100.00
  • Quarterly Statements

kids_club_savings_title

  • No Minimum Deposit & No Required Balance
  • Savings Club for Age 18 and Under
  • Special Events
  • Birthday Acknowledged with Birthday Card
  • Variable Interest Rate Computed on the Daily Ledger Balances and Paid Monthly

christmas_club_title

  • $1.00 Minimum Deposit Required to Open Account
  • Variable Interest Rate Computed on the Daily Ledger Balance and PAID Each Year
  • Checks Will Be Issued Latter Part of October

 money_market_account_title

  • Variable Interest Rate Computed on the Daily Collected Balances and Paid Monthly
  • Unlimited Deposits
  • No Maintenance Fee with a $1,000.00 Minimum Daily Balance.   A $5.00 Maintenance Fee if Balance Requirements Are Not Met.
  • Minimum Initial Deposit - $1,000.00
  • A debit fee of $2 will be charged if more than six withdrawals monthly of preauthorized, electronic, telephone or cash withdrawals.

Unlimited withdrawals may be made by mail, in person and thru an ATM. Federal regulations limit preauthorized, electronic, telephone or check withdrawals to six per month.

 certificate_of_deposit_title

Certificate of Deposit (CD’s) are a fixed rate, safe, secure deposit. The safety of the deposit is supported by the strong capital of Ohnward Bank and Trust in addition to providing FDIC insurance

  • Flexible Maturities From 6 Months to 5 Years
  • Interest Compounded and Credited Semi-Annually


money_builder_certificate_title

  • Higher Interest Rate Offered Than Most Savings Accounts
  • Interest Compounded and Credited Semi-Annually
  • Unlimited Additional Deposits Can Be Made at Any Time to Account
  • Minimum Initial Deposit $100.00
  • Funds Are Invested For a Full Year Before Maturity


cdars_title

Ohnward Bank and Trust participate in the CDARS program, allowing you to enjoy full FDIC insurance on deposit amounts that exceed current FDIC limits. Ask a customer service representative for more details.

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